Personal Insurance

Protect your most valuable asset – YOU

“Your home is generally thought to be the most valuable and most prized personal possession and the majority of people wouldn’t even consider not taking out insurance on this asset. Is your home really your greatest asset? Or maybe your car?
What about YOU – your life and your ability to earn income? Without Personal Insurance, you could be one illness, accident or injury away from financial devastation.”

Personal insurance is about ensuring that if something were to happen to you, through illness or injury, funds are available to pay for the unavoidable expenses to maintain your standard of living, cover your debt repayments and  provide for your children’s future education needs.  These expenses don’t stop just because you can’t work, whether it’s temporarily or indefinitely.

At Sycon Wealth, we know that without adequate cover, the wealth and lifestyle you have worked so hard to build, will quickly disappear if the worst happens.  Our advisers take the time to understand your circumstances so they can determine an appropriate level of cover and offer relevant options and products to suit your needs, from a broad range of insurance providers.

Your personal insurance needs will also change as your personal circumstances, goals and career evolve – we will move with you to ensure financial protection for you and your family into the future.

Protect Yourself and Your Family

“The most important gift you can give to your family might just be to be insured…it’s not just you who gets hurt if the unexpected happens.”

We know that the thought of a prolonged illness, disability or premature death is difficult, let alone planning for it and how it would impact you and your family, but the added complication of financial hardship at an already difficult time, only makes the experience more traumatic.

Types of Personal Insurance

Life InsuranceProvides a lump sum in the event of death
Total & Permanent Disability Insurance (TPD)
Provides a lump sum if you suffer a total and permanent disability and are unable to work again
Trauma Insurance
Pays a lump sum if you suffer a major illness such as heart attack, stroke or cancer which limits or impedes your ability to work for a time
Income Protection Insurance
Provides a monthly payment of up to 75% of your income if you are unable to work due to sickness or accident
Business Expenses Insurance
Provides funds for certain regular business expenses generally for a period of up to 12 months

I’m too Young…I don’t need Financial Advice yet!

“There is no time like the present to ensure that your current circumstances and your future goals are aligned.”

We know that you don’t have to have a huge income, a lot of assets or investment experience, to benefit from the advice and expertise of our team.

We offer a range of services and guidance tailored to young people and those who are just starting out, as well as to those who are more established .

Whether you are curious about investing, know that you need to take control of your Superannuation , want the security of insurance or need a loan for your first home, we are available to work with you to reach your specific goals as you navigate the financial world.

Get Insurance Cover while you are young

Applying for insurance while you are young has a number of benefits:

  • If you’re healthy, you can avoid exclusions
  • Underwriting is less arduous
  • You’re likely to have access to better coverage
  • Level Premiums allow for lower costs over the long-term insurance plan

I’m just making ends meet

saving for a house / planning to travel / starting a family

I can’t afford Insurance

Applying for insurance while you are young has a number of benefits:

  • If you’re healthy, you can avoid exclusions
  • Underwriting is less arduous
  • You’re likely to have access to better coverage
  • Level Premiums allow for lower costs over the long-term insurance plan

I’ve got Insurance Cover through
my Industry Super Fund

You may have an arbitrary level of insurance cover through your Super Fund however, if this cover has not been tailored to your personal situation, you may be paying for insurance that you will never be able to use if the need arises or it may be for a significantly less level of cover, than your actual requirements. Why pay for insurance if it is not relevant to your needs?

At Sycon Wealth, we know that a great strategy for your protection involves assessing and covering you for your current stage of life, goals and obligations while being flexible to move with you as your family circumstances change and your wealth and possessions increase. Your insurance cover should keep up with your growing needs and although we are available to meet with you at any time that you consider making a change, our annual reviews will also ensure we don’t miss any important milestones.

Get a free first consultation

Contact us

Address

Level 1, Broncos Leagues Club
98 Fulcher Road
Red Hill   QLD   4059
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PO Box 3046
Ashgrove East QLD 4060

Email

info@syconwealth.com.au

Phone

07 3858 9090

Latest News

December 2020 Market Update

2020 was one of the most unpredictable years on record for financial markets.  Most governments around the world also embarked on massive fiscal programmes designed to cushion the economy from the impact of the shutdowns... Click HERE to read more...Easton Quarterly...

Financial Services Guide

  Click Here for a guide to our Authorised Services https://www.gpswealth.com.au/FSG/GPS-FSG.pdf

General Advice Warning

The information contained on this website has been provided as general advice only. The contents have been prepared without taking account of your personal objectives, financial situation or needs. You should, before you make any decision regarding any information,...

Disclaimer: The information contained on this website is general in nature and does not take into account the objectives, financial situation or needs of any particular individual.  You should consider your personal situation, whether the information is applicable to your needs, and where appropriate, seek personal advice from a financial adviser before making any decisions based on this information.

Fletcher Holmes (Authorised Representative 1239525) and Holmes Financial Pty Ltd (Corporate Authorised Representative 1262254), Dane Beauchamp (Authorised Representative 1234049) and Beauchamp Financial Pty Ltd (Corporate Authorised Representative 1262255), Colin Wilkie (Authorised Representative 1268795) and Wilkie Financial Pty Ltd (Corporate Authorised Representative 1268796), Nick Griffiths (Authorised Representative 1233252) and NJ Wealth Pty Ltd (Corporate Authorised Representative 1267147)

– all t/as Sycon Wealth, are all Authorised Representatives of GPS Wealth Ltd | Australian Financial Services Licence 254 544 | ABN 17 005 482 726 | Ph: 02 8074 8599

NJ Wealth Pty Ltd ABN29 626 287 063 t/as Sycon Wealth is an Authorised Credit Representative of Australian Finance Group Ltd ACL No. 389087.